APAC insurers planning to boost risk profiles, study shows

Written by Michael Griffiths

18/12/2025

APAC-based insurers are planning to boost their risk profiles over the next two years, new research from Clearwater Analytics has indicated.

A study by the software group, based on insurance asset management executives at firms with total assets under management of $3.82trn, found that 85% expect the risk profile of their investments to increase over the next two years.

Clearwater’s research was carried out with senior executives at asset management arms of life and health insurers and general insurers based in Hong Kong, Singapore, and Australia, as well as executives at third-party investment firms working for life insurance carriers.

More than seven in 10 (72%) of respondents said the risk profile of their investments had increased over the past two years, with executives rating increased levels of automation as the key method for the insurance industry to manage risk, ahead of increased regulation and stricter capital control measures.

However, the findings revealed concerns among executives about the time and resources they are spending on different aspects of portfolio analytics and risk management. Over three quarters of respondents (77%) believed more time and resources should be spent on regulatory and compliance burdens, while 86% said more time should be spent on cross-asset risk aggregation.

“APAC insurers are embracing risk and plan to increase the risk profiles of their investments over the next two years,” chief strategy officer and president of Asia Pacific at Clearwater Analytics, Shane Akeroyd, commented.

“What’s striking is that while risk appetites are growing, executives are saying they need more resources for basic functions like regulatory compliance and risk integration. Advanced technology platforms can resolve this resource crunch by eliminating the manual, time-intensive processes that currently drain teams, freeing them to focus on strategic risk management rather than operational tasks.”

Related Articles