Total assets of Chinese insurers and insurance asset management companies amounted to RMB 41.3trn as of the end of Q4 2025, up by 15.1% from the beginning of the year.
According to the National Financial Regulatory Administration (NFRA), assets of property and casualty insurance companies registered RMB 3.1trn, up by 7.5%; assets of personal insurance companies reached RMB 36.4trn, up by 15.4%; assets of reinsurance companies reached RMB 857.3bn, up by 3.5%; and assets of insurance asset management companies were RMB 145.6bn, up by 14%.
In Q1-Q4 2025, insurance companies recorded primary insurance premium income of RMB 6.1trn, a year-on-year increase of 7.4%.
As of the end of Q4 2025, the comprehensive solvency ratio of the insurance sector was 181.1%, and the core solvency ratio was 130.4%, both higher than the regulatory requirements of 100% and 50% respectively.
The comprehensive solvency ratios of property and casualty insurance companies, personal insurance companies and reinsurance companies were 243.5%,169.3%,244.6% respectively, and the core solvency ratios were 212.7%, 115.0%, 212.5% respectively.
